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Understanding Your Coverage

When it comes to insurance, there are many  factors to consider, like types of coverage and coverage limits. Your Summit General Insurance Agent can help you understand the different types of coverage as well as help you find the right coverage you need with the price that fits your budget. In order to help you get started, here are some typical coverages that most polices cover. Speak with your agent today to find out more about your coverage as well as to learn more about additional coverage options.



Provides protection from expenses related to injuries or property damage you or your auto cause in an accident.



Provides coverage for your passenger and your medical expenses that are caused by an accident.


Collition Coverage

Helps pay for damage caused to your car caused by an accident.



Pays to repair or replace your vehicle if it is stolen, vandalized or damaged in some way other than a collision. Includes loss from fire, cracked windshields, floods, falling objects and wind.


Choosing the Right Auto Coverage Level For You

We all want to save money on our auto insurance. But keep  in mind the correlation between your monthly payment and your accident deductible. Typically a lower monthly payment can save you money on the month-to-month, however be aware that it will raise your deductible if an accident were to happen. Speak with a Summit General Insurance agent to help  determine what policy options are best for you and your budget.


Preferred Drivers

You have obeyed the rules of the road and now Summit General Insurance can reward you for your good driving behavior with our Preferred Driver Discount. Speak to a Summit General Agent today to find out more information and how to qualify.

Preferred Driver benefits can include:

Diminishing Deductible - Your collision deductible will decrease at every renewal if there are no claims filed against your policy. The deductible will continue to decrease for up to five years or until the $500 maximum is reached.

Accident Forgiveness - The first accident on your policy is waived after a set number of years with your Summit General Insurance policy without an at-fault collision or violation.

Accident Prevention - Drivers within a defined age range (55+ in most states) who have successfully completed an approved accident prevention course may be eligible for a discount.

*Discounts and availability vary by state. Talk to your Summit General Insurance agent to learn more.


SR-22, DUI, No License Coverage

Are you in need of an SR-22 filing? Or do you have a DUI, bad driving record, or too many speeding tickets? Summit General Insurance can help.

At Summit General Insurance, we believe everyone should have the right to responsible insurance coverage and with same day SR-22 filings, our agent can get you back on the road in no time.



Saving Money On Your Auto Insurance

There are many factors that determine the cost of your auto insurance policy such as the type of car you drive, how often you drive as well as your driving record. In many state your driving experience, gender and marital status may also be taken into consideration.


Classic and Antique Car Insurance

Do you own a classic or antique car?  Summit General Insurance can help insure your treasure. Call an agent today 1-800-940-Summit.